Earlier this month, I set out to cross off a few items on my 2021 money agenda. As part of that (somewhat boring) exercise, I had to transfer roughly £150k from my wife’s workplace pension into Hargreaves Lansdown. Alongside Vanguard, Hargreaves is one of our go-to brokerages. The move itself was simple enough. Fill out …
Lump Sum Investing: Why The Right Advice Is Also Wrong Read More »
At first glance, it seems easy enough. Figure out your spending needs. Divide by the safe withdrawal rate (SWR). Done – your FIRE number is staring you in the face. But is it? Inspired by a couple of reader comments on this post, let’s have a look at seven classic mistakes many people make when …
One of the fundamental truths of being a personal finance blogger is that it invariably involves telling readers what you think. The internet, however, is a funny, opaque place. Things are not always what they seem. And for all you know, I could be just a random hobo sitting in the middle of nowhere, simply …
Last Friday was a long day for me. The first Zoom call of the day started at 7 am, courtesy of a demanding continental client with a penchant for early starts. A year ago, my secretary would have punted the meeting by a couple of weeks, with the convenient excuse of flights and conflicting meetings …
On Saturday morning, I woke up to an email from a long-time reader of this blog. To preserve anonymity, let’s call him Carl. Carl sent me a link to this story from the Sunday Times and asked for my views. I was still in bed, the title – and the picture of a sun-drenched pool …
Of the many conceptual arguments playing out in the personal finance space, buying versus renting has got to be one of the longest-running ones. Based on what I have seen over the past couple of years, the “buyers” represent a solid majority. After all, most folks who have achieved financial independence own their own house. …
It has begun – and it’s relentless. It happens at nursery drop-offs and pickups. At playdates and playgrounds. At birthday parties and barbeques. And anywhere else where you might be unlucky enough to bump into an acquaintance with a child who turns 5 next fall. “So, where is your daughter going to school?” The Days …
Ever since starting this blog, I haven’t been shy about sharing my views on real estate investing. On one hand, it is one of the most effective ways to build wealth for retail investors. The first property we bought generated a whopping 19% annualized return over a decade. You simply don’t get to those levels …
Why (And How) I Bought More Real Estate In A Pandemic Read More »
