Greatest Hits
Financial Independence

Greatest Hits: Volume 8 (Insanity)

If I am to be perfectly honest, Easter Friday found me in a slightly disoriented state. I am no stranger to hard work, but even by those standards, the past weeks have been more than intense. The investment banking world is on absolute fire. […]

People who beat the stock market
Investing

The People Who Beat The Stock Market

The biggest refrain you hear from people who think you can beat the stock market goes as follows:

“By definition, 50% of investors do better than the market and the other 50% do worse. Surely it cannot be so hard to be in the first group.” […]

Dogs vs Wolves
Financial Independence

Dogs And Wolves

Fifteen or so years ago, I decided to burnish my educational credentials with an accounting designation.

Having survived the initial set of grueling exams, I was admitted to a year-long “professional development” program.

Sadly, that meant that once a month, I had to spend an entire weekend holed up in a nondescript conference room with a bunch of other accounting conscripts. […]

Make a lot of money
Financial Independence

So You Want To Make The Big Bucks?

“How to build wealth” is one of the top search strings that lands readers on this blog.

Now, wealth is a fluid term.

But let’s say you are gunning for the conventional definition of wealth, which means a seven-figure plus net worth. […]

Why money is hard
Financial Independence

Why Money Is Hard

Struggling with money? Join the club. As a personal finance blogger with nearly two years of writing and almost two decades of investing experience under my belt, I would expect to have it all figured out by now. The reality is, I am just […]

Evolution
Investing

Evolution

As a child, I was never particularly athletic.

Choosing between a book and a ball game, I’d always go for the former. 

Suffice it to say that my popularity as a kid fully reflected my choices. But then, it all changed. […]

Greatest Hits
Financial Independence

Greatest Hits: Volume 5 (Jumbo Edition)

Time flies. Six weeks ago, things couldn’t look gloomier. Post-Christmas hangover, exacerbated by the lockdown. An impossibly long road ahead to sunnier weather and a vaccinated population. And yet, as I look back at this year’s inaugural edition of Greatest Hits, I am pleased […]

Your secret money weapon
Financial Independence

Your Secret Money Weapon

There are four key levers that determine how wealthy you will ultimately get. The most obvious one is how much money you make. However, as this guy has shown, that’s just the starting point. If you want to build wealth, you’ve also got to […]

Want to win? Start by staying in the game
Personal Development

The Best Strategy For Winning At Life

Every year, without exception, I see the exact same situation playing out at work. 

Bright, motivated, and hard-working guys and girls begin their careers as investment banking analysts.

Almost immediately, the most ambitious and foresightful of the bunch […]

Lucky or Smart
Investing

Better Lucky Than Smart

To kick off today’s post, let me tell you a little story. The story is about a good friend of mine from the MBA days. To preserve confidentiality, we can call him Mike. Today, however, I will call him the Frustrated Consultant. With that […]

Infinite returns
Real Estate

Infinite Returns

The other day, I had a call from my relationship banker across the pond. Now, I have no idea why I have a relationship banker. I’m far, far away from meeting the definition of an ultra-high-net-worth individual, for whom such niceties are usually reserved. […]

FIRE not fair
Financial Independence

Why FIRE Isn’t Fair

If you want to embark on a thankless affair, look no further than the pursuit of financial independence. There are a million constantly moving pieces being debated in the personal finance community. Persistent calls to “index and chill”. Heated discussions about safe withdrawal rates. […]

Show me the money
Careers

Show Me The Money (Lessons From Bonus Time)

Over the past few weeks, a strangely coordinated affair played out across investment banks around the world. At the surface, it manifested itself in short, ten-minute conversations – all revolving around a single number. A number that is, at least theoretically, supposed to reflect […]

No need to panic
Financial Independence

Preparing For A Stock Market Crash

It’s going to happen. It could happen tomorrow – or many years from now. Perhaps it’s a sharp drawdown – or a painfully long journey that resembles death by a thousand cuts. It could end quickly, like the March 2020 or the October 1987 […]