Financial Independence

A Pre-Mortem On Your Life

One of the most enduring lessons I’ve taken away from my MBA degree is the concept of a “pre-mortem”. Applied in a managerial / finance context, the idea is quite simple. Let’s say you are about to kick off a big project. It can […]

Early retirement terrifies me
Financial Independence

Why Early Retirement Terrifies Me

Ahh, the sweet promise of early retirement. The date is January 31, 2020. The news outlets are slowly picking up coverage of the strange pandemic that’s shutting down Chinese cities and seems to be spreading beyond the country’s borders. I have zero time to […]

Financial Independence

What You Don’t See

A lifetime ago (i.e. back in my teenage days), I had a very short but highly memorable stint working for a moving company. The set-up was simple.  The owner of the company, who doubled up as the CEO, CFO, driver, and mover, had offered […]

Financial Independence

A Vicious Circle

It has begun – and it’s relentless. It happens at nursery drop-offs and pickups. At playdates and playgrounds. At birthday parties and barbeques. And anywhere else where you might be unlucky enough to bump into an acquaintance with a child who turns 5 next […]

Financial Independence

Five Questions For Your Next Net Worth Update

Updating your net worth spreadsheet can be an exciting affair. Nothing quite like getting a dopamine rush as you watch the numbers tick up, bringing financial independence firmly into focus. Another dollar, another step closer to leaving the cubicle behind. There is no doubt […]

Guaranteed way to get rich
Financial Independence

A Guaranteed Way To Get Rich

Back in my teenage days, the only real way to get some quality information was to shlep over to the library. Yes, we did have internet back then (I’m not THAT old), but it was still nascent, slow, and frankly, there wasn’t much quality […]

Financial Independence

How To Lose Your Job In 10 Years

Another horrible commute. A highly unpleasant interaction with a passive-aggressive colleague. A manager that seems to pile on more work every day – and yet isn’t nearly so generous with the recognition. And the work itself. What (hopefully) seemed exciting early on has now […]

Passive income - reality or mirage?
Financial Independence

The Illusion Of Passive Income

Tuck the kids into bed. Kiss your significant other good night. Slide under the covers, close your eyes and wait for the magic to happen. “Make money while you sleep” Ahh, the holy grail of financial independence. A present-day Noah’s Ark, keeping you afloat […]

Best way to save £100k
Financial Independence

The Fastest Way To Save £100k

One of the biggest problems of personal finance is that it’s just so damn hard to get started. We all know saving and investing money is something we should be doing, but hardly anyone does it – or does as much of it as […]

Financial Independence

Getting Rich In The Post-Covid World

As I was approaching my final years of university in the early 2000s, things weren’t looking pretty on the job front. The dot-com bubble burst just a few years ago, leading to a downward spiral in the stock markets and slim job prospects for […]

Your first million
Financial Independence

How To Go From Zero To Your First Million

In a recent post, I wrote about my journey from zero to one million.  It was anything but predictable, full of setbacks, tough stretches, and lucky breaks – but making that first million was totally worth it in the end. As I wrote about […]