One of my best friends happens to be a wildly successful real estate investor. Picking up the baton of a family business, he built up a neat little empire of apartment buildings and commercial properties – all by the age of 40. He also […]
“Objects in the rear-view mirror may appear closer than they are”. Right now, the opposite is true. It feels like a lifetime ago – but it has only been 11 weeks since we were trying to find a way forward in the midst of […]
The stock market is a complex beast. This is not entirely surprising. In a way, it might even be expected. After all, it’s a mechanism that allows retail investors like you and I take a tiny ownership stake in large multinational corporations like Microsoft […]
For anyone who is following the financial markets these days, Monday was an eye-opener. For the first time in history, the price of oil has gone into negative territory. At its nadir, a barrel of WTI (West Texas Intermediate, the US benchmark for oil) […]
I was scrolling through my Twitter feed the other day when I stumbled a tweet extolling the virtues of dividend investing – and the investing superpowers of dividend investors themselves. I won’t quote it verbatim, but it had all the requisite components, such as: […]
The stock market expansion that followed the financial crisis became known as the most hated bull market ever. Despite the tremendous growth and wealth creation, the share of retail investors in the stock market has actually declined from ~65% before the financial crisis to […]
Even in normal times, a big chunk of my days is spent in conversations with what is sometimes known as “smart money”. On the asset management side, this includes active money managers like Fidelity, Legal & General, Invesco, and many other household names. They […]
As the markets cratered over the past few weeks, the one message I’ve been giving to anyone who would listen is: DO NOT SELL. I certainly haven’t sold any of my shares. Why would I? If I was happy to buy something at a […]
As recently as two weeks ago, the prevailing macro view was that while the impact of Covid will be severe, the recovery will be V-shaped. That is, a sharp decline would be followed by an equally strong rebound in economic activity and asset prices. […]
It’s official. We’ve gone from what seemed like a nasty, yet temporary wobble in the markets to a full-blown crisis. The true scale of the damage to the world economy is unknown so far, but it’s clear the situation is more complex than it […]
As I write this post, my stock app is flashing green all around. S&P is up almost 4.6%, which apparently is its 11th best showing ever. Stocks, mutual funds and ETFs are up across the board. The only exception is the VIX. Down about […]
At some point, all stock market investors are faced with a question: what is the right portfolio allocation between US and international equities? As the data below shows, at the turn of the 20th century, the US stock market represented ~15% of the world’s […]
Not too long ago, I published the “Silly Things Active Stock Market Investors Say” post. In it, I recounted some of the most popular excuses explanations people make when they try to justify an active investment strategy. As expected, few of the popular excuses […]
If you read my 2019 recap post, you will have seen the chart below: It ain’t pretty out there! On the x-axis, it plots “Armageddon” stock market predictions made by famous economists, investors and media personalities over the past ten years. The word “Armageddon” […]
You don’t need to read this blog for very long in order to figure out that when it comes to investing, I am a big fan of putting money into low-cost, passive index trackers. As an M&A (mergers and acquisitions) investment banker with access […]
On your journey to financial independence, it is hard to find a better ally than the stock market. Universally acknowledged as one of the best ways to build wealth over long periods of time, stock market investing has never been more accessible to retail […]
There is a reason why investing in the stock market is one of the best ways to generate wealth over long periods of time. After all, there hasn’t been a single 15-year period since 1926 in which investing in the S&P 500 would have […]
A couple of weeks ago, I was having drinks with a friend from the finance industry. The conversation turned to passive investing and we spent a bit of time discussing one particular index fund in my portfolio. The following morning, he texted me with […]
I was sitting in a client meeting yesterday, mentally readying to deliver my part of the pitch, when I heard one of my colleagues say the following: “And with that, the S&P 500 is now up 22% year to date” Whoa? Are you serious? […]
When it comes to stock market investing, do you ever feel like the people in the picture above? Chances are, you do. After all, the fear of losing money is the #1 reason so many people remain on the sidelines. As a result, we […]
Today, let me ask you to suspend your disbelief while I tell you a little story. Thirty-four years ago, three good friends moved to London. They had all just graduated from the University of Bristol and were drawn in by the big city lights, […]
Welcome to the next installment in your Wealth Building Toolkit. A Share Incentive Plan (SIP) is yet another scheme that can boost your net worth through a combination of generous tax breaks from the government and share awards from your employer. Put simply, a […]
I never cease to be amazed at how much misinformation and bad advice exists out there when it comes to building wealth. Sometimes the bad advice is given in good spirit and with the best intentions. In other situations, people are trying to capitalize […]
After real estate, consistent investment into the stock market over a long period of time is the second best way to build wealth. My target portfolio allocation to stocks is about 45%. I keep the other 45% in real estate and 10% in cash […]
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