Want to win? Start by staying in the game
Personal Development

The Best Strategy For Winning At Life

Every year, without exception, I see the exact same situation playing out at work. 

Bright, motivated, and hard-working guys and girls begin their careers as investment banking analysts.

Almost immediately, the most ambitious and foresightful of the bunch […]

Snowball effect
Personal Development

The Beauty (And Danger) Of Compounding

You will have noticed that over the past few weeks, I have really dialed back on the number of “quantitative” posts. Gone are the rates of return, expected probabilities, and asset class comparisons. There’s plenty of time for those topics throughout the year. Instead, […]

Personal Development

Losing Control

Last Friday was a long day for me. The first Zoom call of the day started at 7 am, courtesy of a demanding continental client with a penchant for early starts. A year ago, my secretary would have punted the meeting by a couple […]

Back to school
Personal Development

Should You Go (Back) To School?

Almost twelve years ago to the day, it felt like the world was on the verge of collapsing. Venerable financial institutions have gone bankrupt, while others were teetering on the brink. Real estate values plunged in an unprecedented way, leaving millions of overleveraged homeowners […]

Itching for a fight
Personal Development

Itching For A Fight

The two boys wouldn’t stop taunting me. I was in Grade 9, and it was my third day of high school. An experience equal parts novelty and anxiety. Having just immigrated to a new country didn’t make things easier. Our parents, busy with a […]

Personal Development

How To Create Something From Nothing

Between a person’s first and last name, the name of their employer, and a little LinkedIn sleuthing, it doesn’t take a genius to come up with an email address for anyone in the world. In theory, that means getting into anyone’s inbox, from the […]

Personal Development

Not Fade Away

In a break from tradition, today’s post has nothing to do with money, investing or financial independence. Instead, it is about life, and dealing with the curveballs that it will inevitably throw your way. Imagine for a moment that you are young, healthy, have […]

Taking Stock
Personal Development

Taking Stock

In any journey, the half-way mark is always an interesting – and symbolic milestone. Even more so this year as we navigate our way through a tumultuous 2020. Not that long ago, we were busy writing up our New Year’s resolutions. Those Australian wildfires […]

A Matter Of Time
Personal Development

A Matter Of Time

One of the biggest obstacles we face on the path to success is the concept of time frames. As a species, humans are just so damn impatient. Genetics plays a big role here. Put simply, delaying gratification was never the utility-maximizing strategy. For thousands […]

Feeling comfortable?
Personal Development

Getting Comfortable With The Uncomfortable

In a way, aspiring to financial independence is all about comfort. Forgetting what the jam-packed commute feels like.  Never having to deal with workplace politics again.  Leaving all the money worries behind and spending the rest of your days in a state of pure […]

Finding gratitude
Personal Development

Finding Gratitude In Challenging Times

The economy is tanking. The stock market is plumbing new depths every day. Everyone is stressed out trying to figure out how the Covid-19 pandemic will impact their health, careers, and finances.  I certainly have spent a lot of time pondering what my future […]

Always be learning
Personal Development

Learning From The Best

When it comes to financial self-education, you can hardly do worse than spend one hour a year reading Warren Buffett’s annual letter to Berkshire’s shareholders. Informative, entertaining and thought-provoking, Buffett’s letters are a far better source of information and advice than 99% of the […]

core principles for health and wealth
Financial Independence

Five Essential Principles For Health And Wealth

Would you like to spend your life pursuing an utterly futile affair?  If so, I recommend growing your wealth while ignoring your health.  When you finally hit the holy grail of financial independence, you will likely find yourself spending most of your newfound free […]