Financial Independence

The Number 1 Rule For Making Money In Real Estate

What always suprises me about propety investments is how many people put significant chunks of their net worth into real estate without having a fundamental understanding of real estate investing.  Sure, you can sometimes get lucky and make money.  After all, many people got […]

Financial Independence

How To Optimize Your Dividend Reinvestments

After real estate, consistent investment into the stock market over a long period of time is the second best way to build wealth.  My target portfolio allocation to stocks is about 45%.  I keep the other 45% in real estate and 10% in cash […]

build wealth with credit cards
Credit Cards

How To Use Credit Cards To Build Wealth

Credit card use (or abuse) is one of the most contentious topics in the FIRE community.  Some people – usually in the “I will skimp and save my way to FIRE” category – swear you should avoid them.  Others might be more ambivalent.  Fundamentally, […]