Financial Independence

Are We There Yet? Why Your FIRE Number Could Be Way Off

you and your FIRE number

Figure out your expenses.  Multiply them by 25 to get your magic FI number.  Hit that number.  Leave your job – and live happily ever after. Simple enough – if you believe 99% of the personal finance articles out there.  Except it’s not. On the contrary, there is a high degree of likelihood that whatever …

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Lattes, Avocado Toast And Other Personal Finance Lies

Another personal finance lie

Should you?  Or should you not? A harmless pleasure?  Or a game of Russian roulette with your financial future? Judging by the amount of debate around things like lattes and avocado toast in the personal finance blogosphere, they have got to be the biggest make-or-break factors that will determine whether you will ever get to …

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Seize The Moment Today – Because It Won’t Be There Tomorrow

Seize the moment

On Saturday night, after a long day of taking care of the kids, catching up on life admin (and even squeezing in a workout!), I was partaking in my favourite activity – relaxing on the couch with a cold beer. Unfortunately, I broke my own cardinal rule of avoiding the news – and was immediately …

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Look Mom No Hands: Simple Tricks To Build Wealth You Thought Were Impossible

Look mom no hands

When you are just starting out to build wealth, the process is usually quite boring.  It takes a fair bit of time to build up a sizable enough nest egg for the magic of compound interest to kick in. But as time goes on, your money does more and more of the heavy lifting – …

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It’s A Wrap: Five Lessons For A Better, More Prosperous 2020

Happy 2020!

And so, 365 days later, the last hours of 2019 are upon us.  In a short while, the clock will strike midnight and we will begin the countdown on a new year and a new decade. They say that understanding the past is key to predicting the future.  So as we think about our hopes, …

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