The day has finally arrived. On Easter Monday, with our son dozing off for his afternoon nap and our daughter mesmerized by yet another episode of Peppa, I have finally managed to sneak into the home office and update the spreadsheet. Over the past few years, I have become far less dogmatic on tracking our …
Key Reflections And Takeaways From Our Most Recent Net Worth Update Read More »
In a way, aspiring to financial independence is all about comfort. Forgetting what the jam-packed commute feels like. Never having to deal with workplace politics again. Leaving all the money worries behind and spending the rest of your days in a state of pure bliss and relaxation. Ain’t gonna miss this part of the day …
As recently as two weeks ago, the prevailing macro view was that while the impact of Covid will be severe, the recovery will be V-shaped. That is, a sharp decline would be followed by an equally strong rebound in economic activity and asset prices. Fast forward to today and the likelihood of a V-shaped recession …
Have No Fear – Surviving And Thriving In A Recession Read More »
The end of yet another tax year on April 5th is almost in our sights. As ever, it is a good time to be taking care of some financial housekeeping. And for most people, this inevitably means making the most of their workplace pension and ISA allowances. Most of us can sock away £40k in …
This post is dedicated to all the bankers, lawyers, consultants, private equity professionals and anyone else working in an up-or-out industry. When the time comes, you’ll know the signs. Your firm lands a plum mandate with a big fee – but somehow, despite having covered the space for years, you are not on the deal …
Figure out your expenses. Multiply them by 25 to get your magic FI number. Hit that number. Leave your job – and live happily ever after. Simple enough – if you believe 99% of the personal finance articles out there. Except it’s not. On the contrary, there is a high degree of likelihood that whatever …
Are We There Yet? Why Your FIRE Number Could Be Way Off Read More »
Should you? Or should you not? A harmless pleasure? Or a game of Russian roulette with your financial future? Judging by the amount of debate around things like lattes and avocado toast in the personal finance blogosphere, they have got to be the biggest make-or-break factors that will determine whether you will ever get to …
Lattes, Avocado Toast And Other Personal Finance Lies Read More »
On Saturday night, after a long day of taking care of the kids, catching up on life admin (and even squeezing in a workout!), I was partaking in my favourite activity – relaxing on the couch with a cold beer. Unfortunately, I broke my own cardinal rule of avoiding the news – and was immediately …
Seize The Moment Today – Because It Won’t Be There Tomorrow Read More »
