Early retirement terrifies me
Financial Independence

Why Early Retirement Terrifies Me

Ahh, the sweet promise of early retirement. The date is January 31, 2020. The news outlets are slowly picking up coverage of the strange pandemic that’s shutting down Chinese cities and seems to be spreading beyond the country’s borders. I have zero time to […]

Puppet show
Careers

The Office Puppet Show

Back in the heydays leading up to the global financial crisis, the same scene would regularly play out at the Deutsche Bank London headquarters. On bonus day, a car transporter would pull up to the landmark yellow building at 75 London Wall. It would […]

Financial Independence

Five Questions For Your Next Net Worth Update

Updating your net worth spreadsheet can be an exciting affair. Nothing quite like getting a dopamine rush as you watch the numbers tick up, bringing financial independence firmly into focus. Another dollar, another step closer to leaving the cubicle behind. There is no doubt […]

Guaranteed way to get rich
Financial Independence

A Guaranteed Way To Get Rich

Back in my teenage days, the only real way to get some quality information was to shlep over to the library. Yes, we did have internet back then (I’m not THAT old), but it was still nascent, slow, and frankly, there wasn’t much quality […]

Financial Independence

How To Lose Your Job In 10 Years

Another horrible commute. A highly unpleasant interaction with a passive-aggressive colleague. A manager that seems to pile on more work every day – and yet isn’t nearly so generous with the recognition. And the work itself. What (hopefully) seemed exciting early on has now […]

Passive income - reality or mirage?
Financial Independence

The Illusion Of Passive Income

Tuck the kids into bed. Kiss your significant other good night. Slide under the covers, close your eyes and wait for the magic to happen. “Make money while you sleep” Ahh, the holy grail of financial independence. A present-day Noah’s Ark, keeping you afloat […]

Financial Independence

Getting Rich In The Post-Covid World

As I was approaching my final years of university in the early 2000s, things weren’t looking pretty on the job front. The dot-com bubble burst just a few years ago, leading to a downward spiral in the stock markets and slim job prospects for […]

Feeling comfortable?
Personal Development

Getting Comfortable With The Uncomfortable

In a way, aspiring to financial independence is all about comfort. Forgetting what the jam-packed commute feels like.  Never having to deal with workplace politics again.  Leaving all the money worries behind and spending the rest of your days in a state of pure […]

Pension vs isa - who wins?
ISAs

Pension vs ISA: Settling The Debate

The end of yet another tax year on April 5th is almost in our sights.  As ever, it is a good time to be taking care of some financial housekeeping.  And for most people, this inevitably means making the most of their workplace pension […]

Careers

Walking The Tightrope Of An Up-Or-Out Career

This post is dedicated to all the bankers, lawyers, consultants, private equity professionals and anyone else working in an up-or-out industry.  When the time comes, you’ll know the signs. Your firm lands a plum mandate with a big fee – but somehow, despite having […]

Stock Market

The Case For A 100% US Equity Portfolio

At some point, all stock market investors are faced with a question: what is the right portfolio allocation between US and international equities? As the data below shows, at the turn of the 20th century, the US stock market represented ~15% of the world’s […]