Are We There Yet? Why Your FIRE Number Could Be Way Off

you and your FIRE number

Figure out your expenses.  Multiply them by 25 to get your magic FI number.  Hit that number.  Leave your job – and live happily ever after. Simple enough – if you believe 99% of the personal finance articles out there.  Except it’s not. On the contrary, there is a high degree of likelihood that whatever …

Are We There Yet? Why Your FIRE Number Could Be Way Off Read More »

Lattes, Avocado Toast And Other Personal Finance Lies

Another personal finance lie

Should you?  Or should you not? A harmless pleasure?  Or a game of Russian roulette with your financial future? Judging by the amount of debate around things like lattes and avocado toast in the personal finance blogosphere, they have got to be the biggest make-or-break factors that will determine whether you will ever get to …

Lattes, Avocado Toast And Other Personal Finance Lies Read More »

What Your Employer Doesn’t Want You To Know: Loyalty Doesn’t Pay

It didn’t always feel like it, but the last decade was an awesome time to be making money. The S&P 500 delivered a total return of 275% over the ten-year period – that’s about 10.7% on an annualized basis.  Large corporations have seized on opportunities to expand and grow their earnings – hiring ever more …

What Your Employer Doesn’t Want You To Know: Loyalty Doesn’t Pay Read More »

Seize The Moment Today – Because It Won’t Be There Tomorrow

Seize the moment

On Saturday night, after a long day of taking care of the kids, catching up on life admin (and even squeezing in a workout!), I was partaking in my favourite activity – relaxing on the couch with a cold beer. Unfortunately, I broke my own cardinal rule of avoiding the news – and was immediately …

Seize The Moment Today – Because It Won’t Be There Tomorrow Read More »

Don’t Click Here: Five Hard Truths You Don’t Want To Acknowledge

Hard truths that will knock you out

If you got here by clicking on the headline above, then well done to you.  You can pat yourself on the back for being brave enough to face up to some adversity. The first step to true personal growth is acknowledging some pretty uncomfortable facts about ourselves and the lives we lead.  The hard truths …

Don’t Click Here: Five Hard Truths You Don’t Want To Acknowledge Read More »

Five Tips To Avoid Getting Hosed By Your Workplace Pension Provider

Say what you want about this wonderful government of ours, but when it comes to workplace pension schemes, it certainly has been on the ball. The mandatory enrolment, minimum employer contributions and generous tax breaks make UK pension schemes an incredibly effective wealth-building tool.  It certainly leaves its US sibling, the 401(k), in the dust. …

Five Tips To Avoid Getting Hosed By Your Workplace Pension Provider Read More »