Financial Independence

When Paying Off Your Mortgage Is a Bad Idea

I never cease to be amazed at how much misinformation and bad advice exists out there when it comes to building wealth.  Sometimes the bad advice is given in good spirit and with the best intentions.  In other situations, people are trying to capitalize […]

Financial Independence

How To Optimize Your Dividend Reinvestments

After real estate, consistent investment into the stock market over a long period of time is the second best way to build wealth.  My target portfolio allocation to stocks is about 45%.  I keep the other 45% in real estate and 10% in cash […]