leveraged investing
Investing

A Mental Framework For Leveraged Investing

At the surface, the idea of leveraged investing is a simple one.

But take a closer look, and you will soon realize that most folks think about leveraged investing in very different ways.

So what exactly is it – and should you be using it to accelerate your path to financial independence? […]

How Scared Are You?
Investing

How Scared Are You?

We closed on Thursday morning.

The ad went up a few hours later, just ahead of what was shaping up to be a sunny, enjoyable weekend.

In other words […]

People who beat the stock market
Investing

The People Who Beat The Stock Market

The biggest refrain you hear from people who think you can beat the stock market goes as follows:

“By definition, 50% of investors do better than the market and the other 50% do worse. Surely it cannot be so hard to be in the first group.” […]

Evolution
Investing

Evolution

As a child, I was never particularly athletic.

Choosing between a book and a ball game, I’d always go for the former. 

Suffice it to say that my popularity as a kid fully reflected my choices. But then, it all changed. […]

Lucky or Smart
Investing

Better Lucky Than Smart

To kick off today’s post, let me tell you a little story. The story is about a good friend of mine from the MBA days. To preserve confidentiality, we can call him Mike. Today, however, I will call him the Frustrated Consultant. With that […]

Offset low market returns
Investing

Four Strategies To Offset Low Market Returns

A lot has been said about the tremendous run-up in the stock market since the global financial crisis. Historically, the S&P 500 returned about 10% a year (nominal, with dividends included). Over the past decade, however, the returns are well into double digits: So […]

2021 money moves
Investing

My Top Money Moves For 2021

And so, as it usually does every year, the Christmas fiesta has come to an end. If anything, the unexpected lockdown here in London was a blessing in disguise. Yes, not being able to see friends and family was a bummer. On the flip […]

Portfolio review
Investing

The Banker On FIRE Portfolio

One of the fundamental truths of being a personal finance blogger is that it invariably involves telling readers what you think. The internet, however, is a funny, opaque place. Things are not always what they seem. And for all you know, I could be […]

Most important investment
Careers

Your Most Important Investment

Bonds or equities? US or international? Large cap or small cap? What about value? Gold, commodities, crypto, individual stocks, sectors and subsectors, investing styles – the personal finance community is bursting at the seams with discussions on where to put your money. And yet, […]

Investing lessons
Investing

Five Investing Lessons From 2020

It may not seem like it, but as of today, we are just four weeks away from Christmas. One of the most eventful years of the past few decades is beginning the countdown toward its logical conclusion. It’s fair to say that 2020 has […]

Proceed with caution
Investing

Don’t Get Too Excited

Yesterday’s news of the Pfizer vaccine may well be the emotional highlight of 2020. It certainly put a big smile on my face, notwithstanding an otherwise challenging day at work. A triumph of good over evil. Of human ingenuity over a nasty, deadly illness. […]

Destruction of value
Investing

Destruction of Value

About ten years ago, I attended an investment conference that brought together students and faculty from a number of MBA programs on the East Coast. Eugene Fama was one of the keynote speakers at the event. This was a few years before he won […]

No return
Investing

Irreversible

After seven and a half months of working from home, I have finally had enough. Driven by a desire to insert a bit more separation between work and life, I put on my mask, boarded the Jubilee line, and headed for the office. To […]

Investing

Back In Action

You may have noticed that as of last week, we are back to regularly scheduled, twice-weekly programming here at Banker On Fire. Two weeks in Spain flew by. It wasn’t a relaxing holiday by a stretch – a toddler, an infant, and a stream […]