Best of 2020
Financial Independence

It’s A Wrap: The Best Of 2020

Well, here we go. By the time this post goes up, we’ll be just hours away from ushering in the new year. These days, there seems to be a certain rhyme and rhythm to the vast majority of the “year in review” posts. Following […]

Snowball effect
Personal Development

The Beauty (And Danger) Of Compounding

You will have noticed that over the past few weeks, I have really dialed back on the number of “quantitative” posts. Gone are the rates of return, expected probabilities, and asset class comparisons. There’s plenty of time for those topics throughout the year. Instead, […]

Finding happiness
Financial Independence

Finding Happiness

As my workload finally eased up over the past few weeks, I have been able to spend a fair bit of time catching up with friends and family members. Many people in my social circle also have young kids and demanding jobs. Between all […]

Money identity
Financial Independence

The Money Identity

Nothing in life is easy. But it’s fair to say that building wealth has got to be one of the most challenging tasks you can set for yourself. A big underlying issue here is incentives. Think about losing weight or learning a new language. […]

Portfolio review
Financial Independence

The Banker On FIRE Portfolio

One of the fundamental truths of being a personal finance blogger is that it invariably involves telling readers what you think. The internet, however, is a funny, opaque place. Things are not always what they seem. And for all you know, I could be […]

Most important investment
Financial Independence

Your Most Important Investment

Bonds or equities? US or international? Large cap or small cap? What about value? Gold, commodities, crypto, individual stocks, sectors and subsectors, investing styles – the personal finance community is bursting at the seams with discussions on where to put your money. And yet, […]