Investing lessons
Investing

Five Investing Lessons From 2020

It may not seem like it, but as of today, we are just four weeks away from Christmas. One of the most eventful years of the past few decades is beginning the countdown toward its logical conclusion. It’s fair to say that 2020 has […]

A Million Is Not Enough
Financial Independence

When A Million Is Not Enough

On Saturday morning, I woke up to an email from a long-time reader of this blog. To preserve anonymity, let’s call him Carl. Carl sent me a link to this story from the Sunday Times and asked for my views. I was still in […]

Tale of two markets
Stock Market

A Tale Of Two Markets

Back in February, when a very prescient colleague of mine was busy liquidating his equity portfolio, a good friend of mine was going in the opposite direction. He and I had discussed investing in the past – and he had fully signed on to […]

Back to school
Personal Development

Should You Go (Back) To School?

Almost twelve years ago to the day, it felt like the world was on the verge of collapsing. Venerable financial institutions have gone bankrupt, while others were teetering on the brink. Real estate values plunged in an unprecedented way, leaving millions of overleveraged homeowners […]

Proceed with caution
Investing

Covid Vaccine? Don’t Get Too Excited

Yesterday’s news of the Pfizer Covid vaccine may well be the emotional highlight of 2020. It certainly put a big smile on my face, notwithstanding an otherwise challenging day at work. A triumph of good over evil. Of human ingenuity over a nasty, deadly […]

Buy or rent?
Financial Independence

The Road To Riches – Buy or Rent?

Of the many conceptual arguments playing out in the personal finance space, buying versus renting has got to be one of the longest-running ones. Based on what I have seen over the past couple of years, the “buyers” represent a solid majority. After all, […]

Itching for a fight
Personal Development

Itching For A Fight

The two boys wouldn’t stop taunting me. I was in Grade 9, and it was my third day of high school. An experience equal parts novelty and anxiety. Having just immigrated to a new country didn’t make things easier. Our parents, busy with a […]