motivation

The Beauty (And Danger) Of Compounding

Snowball effect

You will have noticed that over the past few weeks, I have really dialed back on the number of “quantitative” posts. Gone are the rates of return, expected probabilities, and asset class comparisons. There’s plenty of time for those topics throughout the year. Instead, I like to use December downtime to reflect on everything that …

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Taking Stock

Taking Stock

In any journey, the half-way mark is always an interesting – and symbolic milestone. Even more so this year as we navigate our way through a tumultuous 2020. Not that long ago, we were busy writing up our New Year’s resolutions. Those Australian wildfires were going to be THE story of the year. Next thing …

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Want To Reach Financial Independence Faster? Multiply Your Number By 10

Set your goals higher

Solving for the best way to reach financial independence can be a frustrating exercise. Inevitably, it involves making some hard decisions about your current lifestyle and spending habits. And while the good life is certainly there for the taking, it sure feels like it’s far, far away. As anyone who has ever run the spreadsheet …

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