Investing

The Future Is Tech… Or Is It?

One possible explanation for the recent divergence in stock market performance vis-à-vis the broader economy is the performance of the tech sector. Microsoft, Apple, Amazon, Alphabet, and Facebook now comprise ~22% of the S&P 500 index. It’s no wonder that the stock market held […]

Losing the plot
Investing

Losing The Plot

“It’s all over. They’ve gone and lost it.” This was just one of the comments that popped up in my Facebook feed on March 15th, the day the Fed cut interest rates to zero and launched a massive stimulus program. “They have nothing left […]

What happens next?
Stock Market

What Happens Next

It’s official. We’ve gone from what seemed like a nasty, yet temporary wobble in the markets to a full-blown crisis. The true scale of the damage to the world economy is unknown so far, but it’s clear the situation is more complex than it […]

Always be learning
Personal Development

Learning From The Best

When it comes to financial self-education, you can hardly do worse than spend one hour a year reading Warren Buffett’s annual letter to Berkshire’s shareholders. Informative, entertaining and thought-provoking, Buffett’s letters are a far better source of information and advice than 99% of the […]

The real path to wealth
Investing

The Real Path To Wealth

Let’s have some fun with the numbers today. If you have spent any time reading personal finance articles on the web, you’ve invariably come across a graph that looks like this: Net Worth Evolution You, becoming a gazi millionaire The graph above assumes you […]

Is that the best you've got?!?
Financial Independence

Staring Down The Savings Crisis

The stats are in and the picture isn’t pretty.  A recent NatWest study, which looked at the (thankfully anonymized) data of 750,000 customers drew some sobering conclusions. Apparently, more than half of Brits aren’t saving ANY money. It also seems that this inability to […]